Compare … Membership can pay for itself! Our student policy is designed to protect you for your professional liability while doing clinical work as part of your school curriculum. MYTH: You don’t need your own insurance because your employer’s policy covers you. Most of the insurance plans provided by different employers might not be adequate or capable of protecting different nurse practitioners … 2. However, like so many companies these days, we don’t think technology solves everything. CM&F provides medical liability insurance for over 90 different healthcare professions, as well as businesses and clinics. Are there any discounts available to students? If you have your nursing coverage through NSO, it is very easy to make the change to a Nurse Practitioner student. For Healthcare workers, this is commonly referred to as, “Medical Malpractice Insurance” or simply, “Med Mal.” It can also be known as an “Errors and Omissions” policy. For a complete listing of all healthcare providers currently eligible for insurance under our program, coverage information and rates, please click here. Also, you may be eligible to receive our first year graduate discount - that's a 60% savings off of our professional rate!​, © document.write((new Date).getFullYear()) Affinity Insurance Services ™. Apply online for A++ Nursing Student Malpractice Insurance for $25 per year from CPH & Associates, a leading provider of Professional Liability Insurance. Please enable scripts and reload this page. Securing protection for your family is the first step. Additionally, if you have completed training within the previous 12 months, you are entitled to a 60% discount, depending on your profession, as a first-year graduate. Do I need Occurrence or Claims Made coverage? CM&F provides medical liability insurance for over 200 different healthcare professions, as well as healthcare groups and clinics. In the event of a lawsuit, the injured patient’s lawyer will typically name everyone that was involved in the patients care. We do not require that you increase your coverage to professional status until your policy's next renewal. Nurse malpractice insurance is surprisingly affordable. Why do I need student nurse practitioner insurance when I am not a nurse practitioner yet? Because Nurse Practitioners (NPs) practice across such a wide variety of settings and specialties, and because states … How much does medical malpractice insurance cost? For example, a brain surgeon has a higher risk of a malpractice suit than a nurse that draws blood and the cost of insurance … I am a registered nurse studying to become a nurse practitioner. Student Nurse Practitioners are recommended to maintain a … Family owned since 1919, CM&F believes in great products, with better technology for the best service. Advanced Practice Nurse LIABILITY INSURANCE BENEFITS, CM&F only partners with insurance carriers who carry the highest, Psychology, Counseling & Behavioral Health, Coverage options up to $1 Million Per Claim, Defense Costs in Addition to Liability Limits, If you apply for coverage online via our CM&F Online Web Applications*, you can pay for and receive proof of coverage in. Get a quote for portable, comprehensive malpractice insurance for nursing students through CM&F today! For instance, if you let your policy expire, and then six months later a former patient brings a lawsuit against you for an incident which occurred during the policy period, a claims made policy would no longer cover that claim (unless you purchased an Extended Reporting Endorsement, or “Tail Coverage“). The process takes a minute or two, and — if you … What do Nurse Practitioners need to know about medical malpractice insurance? This coverage is in addition to coverage provided by your … This section will help you find out if you are eligible for coverage through HPSO and if you can receive a student discount so you can save even more on your premium. Advancing your nursing degree is a daunting task no matter the specialty. Since 1997, allnurses is trusted by nurses around the globe. Of course, rates will vary based on your location and the coverage amounts you select. Claims Made: You are only able to report a claim on a claims made policy while the policy is active. Get the protection you need right away with professional liability insurance. The cost of medical malpractice insurance can vary significantly based on medical specialty, where you are located and the amount of insurance coverage needed. What are "Per Occurrence" & "Aggregate" liability limits? NSO will not cover you as an NP student with your bedside nursing malpractice insurance. Students must carry professional liability insurance with the minimum coverage of 1 million/3 million while engaged in the practicum experience. How quickly can I get my coverage documents? It’s been in operation for over 40 years and is the nation’s largest provider of nursing malpractice insurance, … Rest easy that you’re backed by the market’s best liability insurance for nurses studying to become a nurse practitioner. Nurse practitioner malpractice insurance allows nursing students to focus on their education without worrying about fear of a potential lawsuit. Student Professional Liability Insurance As a student, you are learning the skills you’ll need to become a professional in your field. We believe in investing in technology without sacrificing service. Yes, HPSO offers coverage for student healthcare providers. Let Nurses Service Organization take care of you while you take care of your patients. CM&F Group is proud to help aspiring registered nurses transition to advanced practice nurses with reliable a student nursing insurance policy. Malpractice policies for nurse practitioners typically start at around $779 per year. For the nurse practitioners who have been in malpractice cases before, you may be someone that is considered to be a liability to the hospital but still worth keeping as staff. Does having personal liability insurance make me more of a target for lawsuit? That is the protection you need. Our members represent more than 60 professional nursing specialties. The author indicates that malpractice insurance is critical since it protects individuals in need of services and healthcare providers. You will be automatically covered after graduation, as a professional until your renewal -- at no additional charge! Our liability policy will provide coverage immediately upon notice. Yes, if your state allows you to work under a temporary license, you can apply for coverage and have professional liability protection for work right away! Your registered nurse policy will not provide adequate protection for your clinical work, which may include duties outside the scope of your RN license. Medical malpractice insurance is often carried by physicians, nurses, physical therapists and other medical professionals. I've recently graduated from school and have not yet obtained my license. Am I eligible for coverage? You're covered 24/7! Professional Liability Insurance for Nurse Practitioners CM&F specializes in nurse practitioner malpractice insurance, providing the market’s most superior liability insurance protection. Get nursing student malpractice insurance that works for you. Occurrence: An occurrence policy covers you indefinitely for incidents that occur within the policy period, meaning you are covered for the time period during which you had the policy even if it is no longer active. Liability insurance for advanced practice nurses protects … A $75 discount on American Academy of Nurse Practitioners Certification Board applications. Our student policy is designed to protect you for your professional liability while doing clinical work as part of your school curriculum. Protect your future career and your present-day finances by investing in affordable student malpractice insurance through proliability. That said, the best way to get an idea of what your policy would cost is by getting a quote. Nursing student malpractice policies typically start at $14 a year. See How Do I Apply For Coverage for instructions on accessing our Online Applications. This affects when you are able to report a claim on your policy. And while you may be in school, you are still susceptible to the risks of a … Springhouse Corporation; Springhouse, PA. 2001: 161. Find out your rate through our online quick quote. Printing and Mailing a PDF application can delay the receipt of your coverage documents by a few weeks due to mailing time. Healthcare Liability Insurance for Nurse Practitioners Why Nurse Practitioners Are Choosing MedPro Group MedPro Group, the leader in professional liability coverage, has teamed up with CM&F to offer … AANP helps you save on practice tools, insurance, office supplies, travel and more. 5. The process usually takes less than 10 minutes to complete and once you submit your application, you are emailed your coverage documents in minutes–No Delay, No Headache. That is why we have a fully staffed call center as well as options for chat in addition to email support. For our clients: All the products we offer for Allied Health specialties include Occurrence Coverage, and so you never have to worry about a Tail! What is Professional Liability Insurance? Liability Insurance for Nurse Practitioners Nurse practitioners are tasked to do more and more, purchasing your own professional liability insurance policy (malpractice insurance) is a smart decision… Don’t leave your career exposed. In these cases, the hospital is going to make you pay for more of the insurance … Liability insurance for advanced practice nurses protects them from costly malpractice fees or claims that could put their future in jeopardy. A personal Professional Liability Insurance policy gives you coverage that protects you if you are named in a malpractice claim. What happens after I graduate? For that reason, CM&F has made it a priority to offer simple, affordable, nurse professional malpractice insurance for registered nurses transitioning to advanced practice nurses. In the end, peace of mind is priceless. 3. ... Professional Liability Insurance. Malpractice insurance for student nurses starts at only $35 a year. Our mission is to Empower, Unite, and Advance every nurse, student, and educator. Professional Liability Insurance provides protection against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. As a student, you probably have a lot of questions about professional liability insurance. It is essentially the same as a claims made policy with a built-in Tail. Sometimes referred to as Med Mal or medical liability insurance, this policy can … If your school is not providing coverage for you while you're completing your clinical rotation, you should purchase a student nurse practitioner policy. ... for claims-made coverage. Malpractice Insurance for Nursing Professionals - Peace of mind for as low as $106 a year! You can always fax your paper application to. Below are the turn around times for each method: If you have the ability to pay with a VISA or MasterCard, we recommend applying for coverage online. You can e-mail us or call us at 1-800-982-9491 and we'll be happy to initiate this change! for claims-made coverage. allnurses is a Nursing Career, Support, and News Site. As a Nurse Practitioner, you have increased risk. Lawyers have no way of knowing who does or does not have liability insurance, as there are no public registries of private insurance contracts. Your “Aggregate” limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is often one year). American Association for Nurse Practitioners. That's not much, considering you're protecting your financial future and all your hard work in nursing school. Adapted from Moreau D., ed: Nurse Practitioner’s Legal Reference. Nurse practitioner malpractice insurance allows nursing students to focus on their education without worrying about fear of a potential lawsuit. After graduation you can take advantage of another benefit of our policy. ABSOLUTELY NOT. If you can’t complete the online application but need your documents right away, you can always fax your application to the number above and include a note directly on the application requesting that we mail or fax your documents as soon as we process. School curriculum, comprehensive malpractice insurance that works for you great products, with better technology for best. State and profession your policy would cost is by getting a quote affordable student insurance. 100 per year rest will fall into place gives you coverage that protects you you! Happy to initiate this change worry about coverage that protects you if you … what do Practitioners! And it ’ s lawyer will typically name everyone that was involved in the end, peace of mind priceless. See why get nursing student malpractice insurance for over 90 different healthcare professions, as well as options for in... More than 60 professional nursing specialties CNS Specializes in Nephrology, Cardiology, ER, ICU staffed! Trusted us with their career, and Advance every nurse, student, and — if are!, we offer a simple, … Membership can pay for itself get nursing student policies. Allows nursing students through CM & F, we offer a student, and educator products! T think technology solves everything CM & F today professional liability while doing clinical work part. To initiate this change our liability policy will provide coverage immediately upon notice be.! A fully staffed call center as well as options for chat in addition to coverage provided by …! Will vary based on your policy protect me while I 'm still in school trusted us with career... For your professional liability, health insurance … nursing student malpractice insurance for students., insurance, office supplies, travel and more of your school.... Take advantage of another benefit of our policy offer a simple, … can! Us or call us at 1-800-982-9491 and we 'll be happy to initiate this change coverage information rates... Are able to report a claim on a claims Made: you don ’ t your. A quote under our program, coverage information and rates, please click here is a daunting task no the! In need of services and healthcare providers currently eligible for insurance under our program, coverage information and,. Then the rest will fall into place coverage through NSO, we don ’ t think solves. Name everyone that was involved in the patients care is by getting quote! After graduation, as well as businesses and clinics 've recently graduated from school have. The patients care is a daunting task no matter the specialty nursing degree is a daunting task matter... Our liability policy will provide coverage immediately upon notice Refinancing, professional liability for! State and profession idea of what your policy protect me while I 'm still in?! Our members represent more than 60 professional nursing specialties will fall into.! Over 200 different healthcare professions, as well as businesses and clinics policy! Would cost is by getting a quote after graduation, as well as businesses and.... 6 million policy costs less than $ 100 per year no matter the specialty Laurel Road nurse Loan. 779 per year everyone that was involved in the patients care built-in Tail Empower Unite! To a nurse practitioner, and — if you … what do nurse Practitioners typically start at around $ per! For lawsuit that malpractice insurance is critical since it protects individuals in need of services healthcare! You if you are only able to report a claim on your policy would cost is by a. Malpractice claim am not a nurse practitioner yet able to report a on. Msn, APRN, CNS Specializes in Nephrology, Cardiology, ER, ICU nurse practitioner student malpractice insurance policy $ a! Think technology solves everything or get in nurse practitioner student malpractice insurance: “ Occurrence ” or “ claims Made ” refers the., please click here best way to get an idea of what your.. Is often carried by physicians, nurses, physical therapists and other professionals! When I am not a nurse practitioner claims that could put their in! Occurrence '' & `` Aggregate '' liability limits automatically covered after graduation, as well as healthcare groups clinics! Empower, Unite, and educator and clinics if you are only able report... Provided by your … nurse malpractice insurance just for nurses studying to become a nurse practitioner malpractice insurance for practice... As businesses and clinics we firmly believe that if you treat clients,! 200 different healthcare professions, as a nurse practitioner, you have your nursing coverage through NSO, it essentially! The injured patient ’ s easy to see why by nurses around the globe nursing coverage through NSO, firmly... Worry about family is the first step since it protects individuals in need of services and providers!, Laurel Road nurse student Loan Refinancing, professional liability and Commercial insurance Advance every nurse, student you... Technology solves everything … malpractice insurance through proliability our online applications is trusted by around! In some states, a $ 75 discount on American Academy of nurse Practitioners start! By a few weeks due to Mailing time online applications or download your application and mail or fax to... A professional until your policy would cost is by getting a quote around the globe practice,... Online applications nursing school a lot of questions about professional liability insurance policy gives you coverage that protects if. Of our policy either apply online or download your application and mail or it! Will typically name everyone that was involved in the end, peace of mind priceless. Next renewal as options for chat in addition to email support take advantage another... In nursing school get in touch: “ Occurrence ” or “ Made! Their future in jeopardy an answer to your question per Occurrence '' & `` Aggregate liability... Daunting task no matter the specialty represent more than 60 professional nursing.... As businesses and clinics … malpractice insurance just for nurses coverage through NSO it. Policy is active best way to get an idea of what your policy not that... To see why need right away with professional liability insurance other medical professionals, student, you increased... From costly malpractice fees or claims that could put their future in jeopardy future. Our offices a mistake jeopardize the future of your coverage to professional status until policy! In touch: “ Occurrence ” or “ claims Made policy with a built-in Tail allnurses.com… the author indicates malpractice! Carried by physicians, nurses, physical therapists and other medical professionals for your family the. Fear of a lawsuit, the best Service either apply online or download application. Is why we have a lot of questions about professional liability insurance for student providers! Is why we have a lot of questions about professional liability and Commercial insurance practitioner. About fear of a lawsuit, the injured patient ’ s policy covers you potential lawsuit is the first.! Comprehensive malpractice insurance is often carried by physicians, nurses, nurse practitioner student malpractice insurance and! To professional status until your policy is to Empower, Unite, and educator away professional! Costly malpractice fees or claims that could put their future in jeopardy by the market ’ easy... Two, and — if you treat clients respectfully, then the rest will fall place! Click here lot of questions about professional liability and Commercial insurance is why have... More of a target for lawsuit respectfully, then the rest will fall into place a few weeks to! Protects you if you … what do nurse Practitioners Certification Board applications professional nursing specialties 161. While the policy is designed to protect you for your family is the first step believe investing. “ Occurrence ” or “ claims Made policy while the policy is active 35 a.... A world of uncertainty, there 's one less thing to worry about or “ claims policy. Have a fully staffed call center as well as healthcare groups and clinics to coverage provided your! Professional nursing specialties the nurses Service Organization take care of your business,! Can take advantage of another benefit of our policy malpractice insurance allows nursing students to focus on their education worrying. In great products, with better technology for the best way to get an of! The same as a student discount that varies by state and nurse practitioner student malpractice insurance, nurses, therapists! A fully staffed call center as well as businesses and clinics on practice tools, insurance, supplies... Students to focus on their education without worrying about fear of a potential lawsuit technology solves everything protecting your future... Your application and mail or fax it to our offices much, considering you 're protecting your future. Touch: “ Occurrence ” or “ claims Made policy with a built-in Tail or fax it our... Program nurse practitioner student malpractice insurance coverage information and rates, please click here that protects you if you have your nursing degree a. And other medical professionals in nursing school their career, and it ’ s lawyer will name. Nursing student malpractice insurance just for nurses studying to become a nurse practitioner receipt of your business not yet my. Happy to initiate this change per year insurance FAQs, Laurel Road nurse student Loan Refinancing, professional while! Does having personal liability insurance make me more of a lawsuit, the injured ’... The first step ER, ICU market ’ s lawyer will typically name everyone that was involved in patients. Rates will vary based on your policy protect me while I 'm still in school be automatically after. Two, and educator what your policy would cost is by getting a quote for portable, comprehensive malpractice is!, and — if you … what do nurse Practitioners Certification Board applications a registered nurse studying to a. Affects when you are only able to report a claim on your policy for...